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Insurance

SIB negotiates with your insurance companies and employee benefits providers to expose hidden fees, costs, commissions, and supplemental arrangements in order to decrease your overall benefits and insurance spend. We negotiate with your vendors and explore untapped strategies so you pay for only what you need at the right price.  

This includes:

  • Health/benefits plans
  • Healthcare claims
  • Cyber insurance
  • Property/casualty
  • Workers’ compensation

Our workers’ compensation review helps you recover overcharges and compensation refunds. SIB’s analysis reviews every aspect of your premium calculation, including but not limited to:

  • Declaration pages
  • Experience ratings
  • Loss history summaries
  • Premium payments
  • Audit billing statements
  • Worksheet calculations
  • Auditors’ worksheets
  • Special rating plans